During these tough economic times, it’s heartbreaking to turn on the TV just to watch a family take their beloved “furry family” members to the local shelter, because they can no longer afford to care for them properly. While most viewers acknowledge that they are doing the “responsible” thing by taking their pets to a place that they believe can best meet their needs, those needs often extend beyond food and shelter.
Too often, pets are left in shelters because their medical needs outweigh what your family has, or is willing to spend on them. This is where veterinary pet insurance can be a literal “lifeline” for families with pets.
Pets, just like their human parents, can develop a variety of ailments throughout their lives, ranging from obesity and an overactive thyroid to cancer and kidney failure. In addition, pets are curious creatures, and some tend to be “accident prone,” often taking their parents to the emergency clinic after hours. These vet bills can add up and often surprise people, because they hadn’t “budgeted” for these expenses.
Veterinary pet insurance takes the surprise out of the equation. Many allow pet owners to choose any vet, anywhere. In addition, most also offer tiered plans, ranging from “basic maintenance” (annual checkups, vaccinations, teeth cleanings, etc.) to “specialty care” including veterinary specialists such as dermatologists, ophthalmologists, and orthopedists.
Unexpected expenses are also covered with most pet insurance plans. Emergencies, surgeries, diagnostic tests, and even radiation and chemotherapy are covered by good pet health insurance policies.
Don’t put your pet’s health and well-being at risk by not being “prepared” in this increasingly challenging economic climate. Your pet’s medical expenses may be comparable to yours, so plan now for the unexpected. It will give you peace of mind, and your pet will love you for it!